Search results for "payment card"
showing 8 items of 8 documents
Dealing with preference uncertainty in contingent willingness to pay for a nature protection program: A new approach
2013
In this paper, we propose an alternative preference uncertainty measurement approach where respondents have the option to indicate their willingness to pay (WTP) for a nature protection program either as exact values or intervals from a payment card, depending on whether they are uncertain about their valuation. On the basis of their responses, we then estimate their degree of uncertainty. New within this study is that the respondent's degree of uncertainty is "revealed", while it is "stated" in those using existing measurement methods. Three statistical models are used to explore the sources of respondent uncertainty. We also present a simple way of calculating the uncertainty adjusted mea…
Elektronisko norēķinu attīstības analīze
2016
Pasaulē šobrīd elektronisko norēķinu veidi ir plaši pieejami, arī Latvijas bankas aktīvi izplata elektronisko norēķinu palīgrīkus, piedāvājot internetbankas un maksājuma karšu komplektus. Darba autors noskaidro Latvijas elektrisko norēķinu tirgus gatavību pāriet no skaidrās naudas maksājumiem uz elektroniskiem norēķiniem, analizē elektronisko norēķinu attīstības tendences. Autors vispirms aplūko elektronisko norēķinu vēsturisko pusi. Pievērš uzmanību spēkā esošo likumu normatīviem regulējumiem. Veic elektronisko norēķinu tirgus analīzi, atklāj nākotnes attīstības tendences. Sniedz informāciju par elektronisko norēķinu riskiem, norēķinu drošības un risku novēršanas pasākumiem Uz darba gaitā …
Analysis of the Aggregate Financial Behaviour of Customers Using the Transtheoretical Model of Change
2014
Abstract The authors addressed the problem of aggregate financial behaviour of customers by using the transtheoretical model of change. Aggregate financial behaviour of customers was studied by analyzing payment cards, private pension savings and mortgage loans. The transheoretical model of change was chosen as a theoretical framework for the analysis. Conclusions are based on results of regression analysis of empirical evidence of customers’ financial behaviour relation to the given products during the time period 2001-2013 in Latvia and further logical inferences by authors, which are consistent with the chosen theoretical framework of the transtheoretical model of change
Respondent Uncertainty and Ordering Effect on Willingness to Pay for Salt Marsh Conservation in the Brest Roadstead (France)
2017
International audience; This paper explores the potential link between the sensitivity of willingness to pay (WTP) to the order of presenting bid amounts in contingent valuation questions (ordering effect) and respondent uncertainty. The resource being valued is a public project to protect salt marshes against the spread of an invasive aquatic plant in the Brest roadstead (France). Valuation uncertainty is captured through a variant of payment card format where respondents are given the opportunity to report their WTP as either a single value (Option A) or an interval of values (Option B). The ordering effect is tested using both parametric models that ignore and control for the potential s…
Carte di pagamento con funzione contactless, uso non autorizzato e responsabilità dei prestatori di servizi di pagamento
2021
The essay addresses the topic of technological evolution in the payment system, focusing on the figure of contactless payment cards and the issue of unauthorized use by the holder. Having defined the discipline of payment instruments and the liability regime of payment service providers under the PSD2, the contribution examines the decision of the ECJ in the Deniz Bank case. It makes some critical remarks with respect to the methodological approach of the Court, marked by an unjustified interpretative formalism and li le inclined to an exegesis based on the parameter of efficiency, according to the models offered by Economic Analysis of Law.
A convergent validity test within the payment card format using simulation techniques
2019
International audience; A convergent validity test is performed between two groups of versions of the payment card format. The first group, the classic payment card (CPC), asks respondents to report their willingness to pay (WTP) as a point from a list of amounts, and then treats each WTP response as an interval. The second group generates WTP data that may contain both single point and interval values. It includes the two-way-payment ladder (TWPL) (respondents have to tick amounts they would definitely pay and cross amounts they would definitely not pay), and point-interval payment card (PIPC) (respondents have to tick their WTP as either a point or an interval). The test is conducted usin…
Naruszenie bezpieczeństwa stosowania elektronicznych instrumentów płatniczych w świetle prawa karnego - zagadnienia wybrane
2018
Elektroniczne instrumenty płatnicze znajdują swój początek w powstaniu handlu elektronicznego. Jednak nieustanne poszerzanie sposobów dostępu do środków zgromadzonych na rachunku powoduje, iż zakres elektronicznych instrumentów płatniczych nieustannie się zmienia. Uniwersalność elektronicznych instrumentów płatniczych oraz szeroki zakres sposobów dostępu do środków pieniężnych wpływają na niespotykaną rozpiętość przestępstw – od blokowania kasetki do wydawania pieniędzy w bankomacie, a kończąc na zaawansowanych technologicznie przestępstwach internetowych. Zagrożenie stanowi także szybkość wymiany oraz dostępność informacji dotyczących sposobów popełniania przestępstw, wykorzystywanie luk t…
Examining Consumers’ Usage Intention of Contactless Payment Systems
2019
Purpose The purpose of this paper is to develop and test a conceptual model that combines the modified Unified Theory of Acceptance and Use of Technology (UTAUT2) with a consumer brand engagement (CBE) model to predict consumers’ usage intentions toward contactless payment systems in a developed country. Design/methodology/approach The authors cooperated with a contactless payment service provider in Finland and reached out to 22,000 customers, resulting in 1,165 usable responses. The collected data were analyzed using structural equation modeling. Findings The study shows that the UTAUT2 and the CBE model together explain approximately 70 percent of the variance in usage intention. Of the…